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Personal accidident insurance

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Personal accidance insurance covers the passangers and/or crew for accidents which have death, invalidity and the need for rescue as a consequence.

Insurance includes:

 

 

  • Case of death due to an accident
  • Cost of funeral
  • Case of death due to a traffic accident
  • The cause of death due to illness
  • The case of permanent disability
  • Case of bone fracture
  • The case of temporary incapacity for work as a result of an accident (daily fee)
  • Daily fee for hospital stay due to treatment due to an accident
  • Treatment costs from the consequences of an accident
  • Except for hospitalization
  • Refund for cosmetic surgery
  • Rescue expenses

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Frequently asked questions

What is covered?

Insurance includes:
-Case of death due to an accident
-Cost of funeral
-Case of death due to a traffic accident
-The cause of death due to illness
-The case of permanent disability
-Case of bone fracture
-The case of temporary incapacity for work as a result of an accident (daily fee)
-Daily fee for hospital stay due to treatment due to an accident
-Treatment costs from the consequences of an accident
-Except for hospitalization
-Refund for cosmetic surgery
-Rescue expenses

Who is the insured in this case?

The person whose death, disability or deterioration in health depends on the payment of the insured sum or the insurance.

What is considered an unfortunate case?

Every sudden and insured will be an independent event, acting principally outwardly and suddenly on the body of the insured, resulting in his death, complete or partial disability, temporary incapacity for work or disturbing health that requires medical assistance. An unfortunate case is also the shooting, crash, an attack on an object or an object, an electric shock or lightning, a fall, slip, survival, wounding, stabbing, biting animals, food poisoning, infection, gas poisoning, burns, and drowning, suffocation, extinction, sprain, bone fracture, bad weather etc.

What is the territorial validity of that coverage?

Coverage is valid throughout out the world unless the conditions and terms, whether offered by the policy are not otherwise agreed.

Is this insurance covered by a child under the age of 14 and a person older than 75 years?

As a rule, persons can be provided from the age of 14 until the age of 75. People younger than 14 years and over 75 years old can be insurance only according to the special, priced pricelists. When the death of the insured under the age of 14 occurs, the insurer is obliged to pay to the user for the expenses funeral 50% of contracted death insurance. When the death of an insured person older than 75 years occurs, the insurer is obliged to pay 50% to the user contracted insured deaths.

Coverage is valid if an accident occurs during the use of a skiing, balloon, parachute, kites and other devices that can be used with the vessel?

The insurer is solely responsible for the unfortunate event occurring on the vessel itself or its appearance started on the vessel itself, both for the manager and the persons who are being transported to the vessels. In this case, the insurer is not obliged to pay damages.

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